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<rss version="2.0"><channel><title>Credit Smoothie</title><link>https://creditsmoothie.my</link><description>Finance, insurance, tax, markets, investor education, and consumer money decisions in Malaysia.</description>
<item><title>Fund sustainability projects through carbon markets and blended finance, say panellists at JC3 conference - The Edge Mal</title><link>https://creditsmoothie.my/fund-sustainability-projects-through-carbon-markets-and-blended-finance-say-panellists-at-jc3-co/</link><guid isPermaLink="true">https://creditsmoothie.my/fund-sustainability-projects-through-carbon-markets-and-blended-finance-say-panellists-at-jc3-co/</guid><pubDate>Sun, 14 Jun 2026 17:54:04 GMT</pubDate><description>Malaysia-first briefing led by a live personal finance signal and cited primary sources.</description><enclosure url="https://images.unsplash.com/photo-1559136555-9303baea8ebd?auto=format&amp;fit=crop&amp;crop=entropy&amp;w=1200&amp;h=630&amp;q=80" type="image/jpeg" length="0"/></item>
<item><title>Capital Markets Malaysia and Climate Bonds Initiative launch Transition Strategy Toolkit to accelerate the pace and scal</title><link>https://creditsmoothie.my/capital-markets-malaysia-and-climate-bonds-initiative-launch-transition-strategy-toolkit-to-acce/</link><guid isPermaLink="true">https://creditsmoothie.my/capital-markets-malaysia-and-climate-bonds-initiative-launch-transition-strategy-toolkit-to-acce/</guid><pubDate>Sun, 14 Jun 2026 17:54:04 GMT</pubDate><description>Malaysia-first briefing led by a live personal finance signal and cited primary sources.</description><enclosure url="https://images.unsplash.com/photo-1571019614242-c5c5dee9f50b?auto=format&amp;fit=crop&amp;crop=entropy&amp;w=1200&amp;h=630&amp;q=80" type="image/jpeg" length="0"/></item>
<item><title>Just in: VT Markets Expands Global Presence with a New Office in Malaysia - Finance Magnates</title><link>https://creditsmoothie.my/vt-markets-expands-global-presence-with-a-new-office-in-malaysia-finance-magnates/</link><guid isPermaLink="true">https://creditsmoothie.my/vt-markets-expands-global-presence-with-a-new-office-in-malaysia-finance-magnates/</guid><pubDate>Sun, 14 Jun 2026 17:54:04 GMT</pubDate><description>Malaysia-first briefing led by a live personal finance signal and cited primary sources.</description><enclosure url="https://images.unsplash.com/photo-1486218119243-13883505764c?auto=format&amp;fit=crop&amp;crop=entropy&amp;w=1200&amp;h=630&amp;q=80" type="image/jpeg" length="0"/></item>
<item><title>Why personal finance is topping Malaysian news feeds right now</title><link>https://creditsmoothie.my/why-personal-finance-is-topping-malaysian-news-feeds-right-now/</link><guid isPermaLink="true">https://creditsmoothie.my/why-personal-finance-is-topping-malaysian-news-feeds-right-now/</guid><pubDate>Sun, 14 Jun 2026 17:54:04 GMT</pubDate><description>Credit Smoothie tracks the Malaysia-first personal finance story readers are sharing this week, with primary sources cited and hype filtered out. Latest signal (2023-10-24): Fund sustainability projects through carbon markets and blended finance, say panellists at JC3 conference - The Edge Malaysia.</description><enclosure url="https://images.unsplash.com/photo-1611974789855-9c2a0a7236a3?auto=format&amp;fit=crop&amp;crop=entropy&amp;w=1200&amp;h=630&amp;q=80" type="image/jpeg" length="0"/></item>
<item><title>This week in Malaysian personal finance: what changed and what to watch</title><link>https://creditsmoothie.my/this-week-in-malaysian-personal-finance-what-changed-and-what-to-watch/</link><guid isPermaLink="true">https://creditsmoothie.my/this-week-in-malaysian-personal-finance-what-changed-and-what-to-watch/</guid><pubDate>Sun, 14 Jun 2026 09:54:04 GMT</pubDate><description>A timely read on personal finance moves across agencies, markets, and communities in Malaysia. Latest signal (2024-04-02): Capital Markets Malaysia and Climate Bonds Initiative launch Transition Strategy Toolkit to accelerate the pace and scale of transition finance #CapitalMarketsMalaysia #ClimateBondsInitiative #TransitionStrategy #ClimateTransition #TransitionFinance - Media OutReach Newswire.</description><enclosure url="https://images.unsplash.com/photo-1559526324-593bc073d938?auto=format&amp;fit=crop&amp;crop=entropy&amp;w=1200&amp;h=630&amp;q=80" type="image/jpeg" length="0"/></item>
<item><title>Personal Finance in Malaysia: the explainer Malaysian investors are searching for</title><link>https://creditsmoothie.my/personal-finance-in-malaysia-the-explainer-malaysian-investors-are-searching-for/</link><guid isPermaLink="true">https://creditsmoothie.my/personal-finance-in-malaysia-the-explainer-malaysian-investors-are-searching-for/</guid><pubDate>Sun, 14 Jun 2026 01:54:04 GMT</pubDate><description>Clear context on personal finance without recycled press-release language or unsupported claims. Latest signal (2021-10-01): VT Markets Expands Global Presence with a New Office in Malaysia - Finance Magnates.</description><enclosure url="https://images.unsplash.com/photo-1554224155-6726b3ff858f?auto=format&amp;fit=crop&amp;crop=entropy&amp;w=1200&amp;h=630&amp;q=80" type="image/jpeg" length="0"/></item>
<item><title>What Malaysian agencies and experts are saying about personal finance now</title><link>https://creditsmoothie.my/what-malaysian-agencies-and-experts-are-saying-about-personal-finance-now/</link><guid isPermaLink="true">https://creditsmoothie.my/what-malaysian-agencies-and-experts-are-saying-about-personal-finance-now/</guid><pubDate>Sat, 13 Jun 2026 17:54:04 GMT</pubDate><description>Source-led roundup of personal finance with editorial interpretation separated from primary references. Latest signal (2024-07-31): Kuwait Finance House confirms exiting Malaysian market - The Edge Malaysia.</description><enclosure url="https://images.unsplash.com/photo-1579621970563-ebec7560ff3e?auto=format&amp;fit=crop&amp;crop=entropy&amp;w=1200&amp;h=630&amp;q=80" type="image/jpeg" length="0"/></item>
<item><title>From Kuala Lumpur to the regions: how personal finance is shifting in 2026</title><link>https://creditsmoothie.my/from-kuala-lumpur-to-the-regions-how-personal-finance-is-shifting-in-2026/</link><guid isPermaLink="true">https://creditsmoothie.my/from-kuala-lumpur-to-the-regions-how-personal-finance-is-shifting-in-2026/</guid><pubDate>Sat, 13 Jun 2026 09:54:04 GMT</pubDate><description>Geographic read on personal finance with Malaysia as the primary market lens and Southeast Asia as comparison only. Latest signal (2024-07-31): Kuwait Finance House Exits Malaysian Market - BusinessToday Malaysia.</description><enclosure url="https://images.unsplash.com/photo-1563986768609-322da13575f3?auto=format&amp;fit=crop&amp;crop=entropy&amp;w=1200&amp;h=630&amp;q=80" type="image/jpeg" length="0"/></item>
<item><title>Markets watch: the signals Malaysians are tracking this week</title><link>https://creditsmoothie.my/markets-watch-the-signals-malaysians-are-tracking-this-week/</link><guid isPermaLink="true">https://creditsmoothie.my/markets-watch-the-signals-malaysians-are-tracking-this-week/</guid><pubDate>Sat, 13 Jun 2026 01:54:04 GMT</pubDate><description>A focused scan of markets developments that actually moved in Malaysia, with primary references for each. Latest signal (2026-04-29): ‘War tensions unlikely to shift Islamic finance flows to Malaysia in big way’ - The Edge Malaysia.</description><enclosure url="https://images.unsplash.com/photo-1553729459-efe14ef6055d?auto=format&amp;fit=crop&amp;crop=entropy&amp;w=1200&amp;h=630&amp;q=80" type="image/jpeg" length="0"/></item>
<item><title>Inside Malaysia&#39;s markets conversation: signal versus noise</title><link>https://creditsmoothie.my/inside-malaysia-s-markets-conversation-signal-versus-noise/</link><guid isPermaLink="true">https://creditsmoothie.my/inside-malaysia-s-markets-conversation-signal-versus-noise/</guid><pubDate>Fri, 12 Jun 2026 17:54:04 GMT</pubDate><description>Credit Smoothie separates confirmed markets developments from recycled claims circulating on Malaysian feeds. Latest signal (2019-05-22): How Malaysia created a conducive ecosystem for Islamic sustainable finance - World Bank Blogs.</description><enclosure url="https://images.unsplash.com/photo-1460925895917-afdab827c52f?auto=format&amp;fit=crop&amp;crop=entropy&amp;w=1200&amp;h=630&amp;q=80" type="image/jpeg" length="0"/></item>
<item><title>The markets decisions Malaysians face in 2026, and the evidence that helps</title><link>https://creditsmoothie.my/the-markets-decisions-malaysians-face-in-2026-and-the-evidence-that-helps/</link><guid isPermaLink="true">https://creditsmoothie.my/the-markets-decisions-malaysians-face-in-2026-and-the-evidence-that-helps/</guid><pubDate>Fri, 12 Jun 2026 09:54:04 GMT</pubDate><description>A decision-first look at markets for Malaysian investors, grounded in cited Malaysian sources. Latest signal (2022-06-22): Malaysia&#39;s fintech industry slow to capitalize on Islamic finance growth - S&amp;amp;P Global.</description><enclosure url="https://images.unsplash.com/photo-1551288049-bebda4e38f71?auto=format&amp;fit=crop&amp;crop=entropy&amp;w=1200&amp;h=630&amp;q=80" type="image/jpeg" length="0"/></item>
<item><title>Markets brief: what Malaysian sources confirm and what stays open</title><link>https://creditsmoothie.my/markets-brief-what-malaysian-sources-confirm-and-what-stays-open/</link><guid isPermaLink="true">https://creditsmoothie.my/markets-brief-what-malaysian-sources-confirm-and-what-stays-open/</guid><pubDate>Fri, 12 Jun 2026 01:54:04 GMT</pubDate><description>A short evidence audit of markets in Malaysia — confirmed positions, projections, and unanswered questions. Latest signal (2023-10-24): Fund sustainability projects through carbon markets and blended finance, say panellists at JC3 conference - The Edge Malaysia.</description><enclosure url="https://images.unsplash.com/photo-1504711434969-e33886168f5c?auto=format&amp;fit=crop&amp;crop=entropy&amp;w=1200&amp;h=630&amp;q=80" type="image/jpeg" length="0"/></item>
<item><title>How Malaysians are responding to the latest markets shifts</title><link>https://creditsmoothie.my/how-malaysians-are-responding-to-the-latest-markets-shifts/</link><guid isPermaLink="true">https://creditsmoothie.my/how-malaysians-are-responding-to-the-latest-markets-shifts/</guid><pubDate>Thu, 11 Jun 2026 17:54:04 GMT</pubDate><description>Ground-level read on how households and operators across Malaysia are adjusting to markets changes. Latest signal (2024-04-02): Capital Markets Malaysia and Climate Bonds Initiative launch Transition Strategy Toolkit to accelerate the pace and scale of transition finance #CapitalMarketsMalaysia #ClimateBondsInitiative #TransitionStrategy #ClimateTransition #TransitionFinance - Media OutReach Newswire.</description><enclosure url="https://images.unsplash.com/photo-1504384308090-c894fdcc538d?auto=format&amp;fit=crop&amp;crop=entropy&amp;w=1200&amp;h=630&amp;q=80" type="image/jpeg" length="0"/></item>
<item><title>Why insurance is topping Malaysian news feeds right now</title><link>https://creditsmoothie.my/why-insurance-is-topping-malaysian-news-feeds-right-now/</link><guid isPermaLink="true">https://creditsmoothie.my/why-insurance-is-topping-malaysian-news-feeds-right-now/</guid><pubDate>Thu, 11 Jun 2026 09:54:04 GMT</pubDate><description>Credit Smoothie tracks the Malaysia-first insurance story readers are sharing this week, with primary sources cited and hype filtered out. Latest signal (2021-10-01): VT Markets Expands Global Presence with a New Office in Malaysia - Finance Magnates.</description><enclosure url="https://images.unsplash.com/photo-1454165804606-c3d57bc86b40?auto=format&amp;fit=crop&amp;crop=entropy&amp;w=1200&amp;h=630&amp;q=80" type="image/jpeg" length="0"/></item>
<item><title>This week in Malaysian insurance: what changed and what to watch</title><link>https://creditsmoothie.my/this-week-in-malaysian-insurance-what-changed-and-what-to-watch/</link><guid isPermaLink="true">https://creditsmoothie.my/this-week-in-malaysian-insurance-what-changed-and-what-to-watch/</guid><pubDate>Thu, 11 Jun 2026 01:54:04 GMT</pubDate><description>A timely read on insurance moves across agencies, markets, and communities in Malaysia. Latest signal (2024-07-31): Kuwait Finance House confirms exiting Malaysian market - The Edge Malaysia.</description><enclosure url="https://images.unsplash.com/photo-1552664730-d307ca884978?auto=format&amp;fit=crop&amp;crop=entropy&amp;w=1200&amp;h=630&amp;q=80" type="image/jpeg" length="0"/></item>
<item><title>Insurance in Malaysia: the explainer Malaysian investors are searching for</title><link>https://creditsmoothie.my/insurance-in-malaysia-the-explainer-malaysian-investors-are-searching-for/</link><guid isPermaLink="true">https://creditsmoothie.my/insurance-in-malaysia-the-explainer-malaysian-investors-are-searching-for/</guid><pubDate>Wed, 10 Jun 2026 17:54:04 GMT</pubDate><description>Clear context on insurance without recycled press-release language or unsupported claims. Latest signal (2024-07-31): Kuwait Finance House Exits Malaysian Market - BusinessToday Malaysia.</description><enclosure url="https://images.unsplash.com/photo-1553877522-43269d4ea984?auto=format&amp;fit=crop&amp;crop=entropy&amp;w=1200&amp;h=630&amp;q=80" type="image/jpeg" length="0"/></item>
<item><title>What Malaysian agencies and experts are saying about insurance now</title><link>https://creditsmoothie.my/what-malaysian-agencies-and-experts-are-saying-about-insurance-now/</link><guid isPermaLink="true">https://creditsmoothie.my/what-malaysian-agencies-and-experts-are-saying-about-insurance-now/</guid><pubDate>Wed, 10 Jun 2026 09:54:04 GMT</pubDate><description>Source-led roundup of insurance with editorial interpretation separated from primary references. Latest signal (2026-04-29): ‘War tensions unlikely to shift Islamic finance flows to Malaysia in big way’ - The Edge Malaysia.</description><enclosure url="https://images.unsplash.com/photo-1517245386807-bb43f82c33c4?auto=format&amp;fit=crop&amp;crop=entropy&amp;w=1200&amp;h=630&amp;q=80" type="image/jpeg" length="0"/></item>
<item><title>From Kuala Lumpur to the regions: how insurance is shifting in 2026</title><link>https://creditsmoothie.my/from-kuala-lumpur-to-the-regions-how-insurance-is-shifting-in-2026/</link><guid isPermaLink="true">https://creditsmoothie.my/from-kuala-lumpur-to-the-regions-how-insurance-is-shifting-in-2026/</guid><pubDate>Wed, 10 Jun 2026 01:54:04 GMT</pubDate><description>Geographic read on insurance with Malaysia as the primary market lens and Southeast Asia as comparison only. Latest signal (2019-05-22): How Malaysia created a conducive ecosystem for Islamic sustainable finance - World Bank Blogs.</description><enclosure url="https://images.unsplash.com/photo-1522071820081-009f0129c71c?auto=format&amp;fit=crop&amp;crop=entropy&amp;w=1200&amp;h=630&amp;q=80" type="image/jpeg" length="0"/></item>
<item><title>Tax Planning watch: the signals Malaysians are tracking this week</title><link>https://creditsmoothie.my/tax-planning-watch-the-signals-malaysians-are-tracking-this-week/</link><guid isPermaLink="true">https://creditsmoothie.my/tax-planning-watch-the-signals-malaysians-are-tracking-this-week/</guid><pubDate>Tue, 09 Jun 2026 17:54:04 GMT</pubDate><description>A focused scan of tax planning developments that actually moved in Malaysia, with primary references for each. Latest signal (2022-06-22): Malaysia&#39;s fintech industry slow to capitalize on Islamic finance growth - S&amp;amp;P Global.</description><enclosure url="https://images.unsplash.com/photo-1556761175-b413da4baf72?auto=format&amp;fit=crop&amp;crop=entropy&amp;w=1200&amp;h=630&amp;q=80" type="image/jpeg" length="0"/></item>
<item><title>Inside Malaysia&#39;s tax planning conversation: signal versus noise</title><link>https://creditsmoothie.my/inside-malaysia-s-tax-planning-conversation-signal-versus-noise/</link><guid isPermaLink="true">https://creditsmoothie.my/inside-malaysia-s-tax-planning-conversation-signal-versus-noise/</guid><pubDate>Tue, 09 Jun 2026 09:54:04 GMT</pubDate><description>Credit Smoothie separates confirmed tax planning developments from recycled claims circulating on Malaysian feeds. Latest signal (2023-10-24): Fund sustainability projects through carbon markets and blended finance, say panellists at JC3 conference - The Edge Malaysia.</description><enclosure url="https://images.unsplash.com/photo-1559136555-9303baea8ebd?auto=format&amp;fit=crop&amp;crop=entropy&amp;w=1200&amp;h=630&amp;q=80" type="image/jpeg" length="0"/></item>
<item><title>The tax planning decisions Malaysians face in 2026, and the evidence that helps</title><link>https://creditsmoothie.my/the-tax-planning-decisions-malaysians-face-in-2026-and-the-evidence-that-helps/</link><guid isPermaLink="true">https://creditsmoothie.my/the-tax-planning-decisions-malaysians-face-in-2026-and-the-evidence-that-helps/</guid><pubDate>Tue, 09 Jun 2026 01:54:04 GMT</pubDate><description>A decision-first look at tax planning for Malaysian investors, grounded in cited Malaysian sources. Latest signal (2024-04-02): Capital Markets Malaysia and Climate Bonds Initiative launch Transition Strategy Toolkit to accelerate the pace and scale of transition finance #CapitalMarketsMalaysia #ClimateBondsInitiative #TransitionStrategy #ClimateTransition #TransitionFinance - Media OutReach Newswire.</description><enclosure url="https://images.unsplash.com/photo-1556761175-5973dc0f32e7?auto=format&amp;fit=crop&amp;crop=entropy&amp;w=1200&amp;h=630&amp;q=80" type="image/jpeg" length="0"/></item>
<item><title>Tax Planning brief: what Malaysian sources confirm and what stays open</title><link>https://creditsmoothie.my/tax-planning-brief-what-malaysian-sources-confirm-and-what-stays-open/</link><guid isPermaLink="true">https://creditsmoothie.my/tax-planning-brief-what-malaysian-sources-confirm-and-what-stays-open/</guid><pubDate>Mon, 08 Jun 2026 17:54:04 GMT</pubDate><description>A short evidence audit of tax planning in Malaysia — confirmed positions, projections, and unanswered questions. Latest signal (2021-10-01): VT Markets Expands Global Presence with a New Office in Malaysia - Finance Magnates.</description><enclosure url="https://images.unsplash.com/photo-1557804506-669a67965ba0?auto=format&amp;fit=crop&amp;crop=entropy&amp;w=1200&amp;h=630&amp;q=80" type="image/jpeg" length="0"/></item>
<item><title>How Malaysians are responding to the latest tax planning shifts</title><link>https://creditsmoothie.my/how-malaysians-are-responding-to-the-latest-tax-planning-shifts/</link><guid isPermaLink="true">https://creditsmoothie.my/how-malaysians-are-responding-to-the-latest-tax-planning-shifts/</guid><pubDate>Mon, 08 Jun 2026 09:54:04 GMT</pubDate><description>Ground-level read on how households and operators across Malaysia are adjusting to tax planning changes. Latest signal (2024-07-31): Kuwait Finance House confirms exiting Malaysian market - The Edge Malaysia.</description><enclosure url="https://images.unsplash.com/photo-1556760544-74068565f05c?auto=format&amp;fit=crop&amp;crop=entropy&amp;w=1200&amp;h=630&amp;q=80" type="image/jpeg" length="0"/></item>
<item><title>Why investor education is topping Malaysian news feeds right now</title><link>https://creditsmoothie.my/why-investor-education-is-topping-malaysian-news-feeds-right-now/</link><guid isPermaLink="true">https://creditsmoothie.my/why-investor-education-is-topping-malaysian-news-feeds-right-now/</guid><pubDate>Mon, 08 Jun 2026 01:54:04 GMT</pubDate><description>Credit Smoothie tracks the Malaysia-first investor education story readers are sharing this week, with primary sources cited and hype filtered out. Latest signal (2024-07-31): Kuwait Finance House Exits Malaysian Market - BusinessToday Malaysia.</description><enclosure url="https://images.unsplash.com/photo-1542744173-8e7e53415bb0?auto=format&amp;fit=crop&amp;crop=entropy&amp;w=1200&amp;h=630&amp;q=80" type="image/jpeg" length="0"/></item>
<item><title>This week in Malaysian investor education: what changed and what to watch</title><link>https://creditsmoothie.my/this-week-in-malaysian-investor-education-what-changed-and-what-to-watch/</link><guid isPermaLink="true">https://creditsmoothie.my/this-week-in-malaysian-investor-education-what-changed-and-what-to-watch/</guid><pubDate>Sun, 07 Jun 2026 17:54:04 GMT</pubDate><description>A timely read on investor education moves across agencies, markets, and communities in Malaysia. Latest signal (2026-04-29): ‘War tensions unlikely to shift Islamic finance flows to Malaysia in big way’ - The Edge Malaysia.</description><enclosure url="https://images.unsplash.com/photo-1576091160399-112ba8d25d1d?auto=format&amp;fit=crop&amp;crop=entropy&amp;w=1200&amp;h=630&amp;q=80" type="image/jpeg" length="0"/></item>
<item><title>Investor Education in Malaysia: the explainer Malaysian investors are searching for</title><link>https://creditsmoothie.my/investor-education-in-malaysia-the-explainer-malaysian-investors-are-searching-for/</link><guid isPermaLink="true">https://creditsmoothie.my/investor-education-in-malaysia-the-explainer-malaysian-investors-are-searching-for/</guid><pubDate>Sun, 07 Jun 2026 09:54:04 GMT</pubDate><description>Clear context on investor education without recycled press-release language or unsupported claims. Latest signal (2019-05-22): How Malaysia created a conducive ecosystem for Islamic sustainable finance - World Bank Blogs.</description><enclosure url="https://images.unsplash.com/photo-1571019614242-c5c5dee9f50b?auto=format&amp;fit=crop&amp;crop=entropy&amp;w=1200&amp;h=630&amp;q=80" type="image/jpeg" length="0"/></item>
<item><title>What Malaysian agencies and experts are saying about investor education now</title><link>https://creditsmoothie.my/what-malaysian-agencies-and-experts-are-saying-about-investor-education-now/</link><guid isPermaLink="true">https://creditsmoothie.my/what-malaysian-agencies-and-experts-are-saying-about-investor-education-now/</guid><pubDate>Sun, 07 Jun 2026 01:54:04 GMT</pubDate><description>Source-led roundup of investor education with editorial interpretation separated from primary references. Latest signal (2022-06-22): Malaysia&#39;s fintech industry slow to capitalize on Islamic finance growth - S&amp;amp;P Global.</description><enclosure url="https://images.unsplash.com/photo-1505751172876-fa1923c5c528?auto=format&amp;fit=crop&amp;crop=entropy&amp;w=1200&amp;h=630&amp;q=80" type="image/jpeg" length="0"/></item>
<item><title>From Kuala Lumpur to the regions: how investor education is shifting in 2026</title><link>https://creditsmoothie.my/from-kuala-lumpur-to-the-regions-how-investor-education-is-shifting-in-2026/</link><guid isPermaLink="true">https://creditsmoothie.my/from-kuala-lumpur-to-the-regions-how-investor-education-is-shifting-in-2026/</guid><pubDate>Sat, 06 Jun 2026 17:54:04 GMT</pubDate><description>Geographic read on investor education with Malaysia as the primary market lens and Southeast Asia as comparison only. Latest signal (2023-10-24): Fund sustainability projects through carbon markets and blended finance, say panellists at JC3 conference - The Edge Malaysia.</description><enclosure url="https://images.unsplash.com/photo-1544367567-0f2fcb009e0b?auto=format&amp;fit=crop&amp;crop=entropy&amp;w=1200&amp;h=630&amp;q=80" type="image/jpeg" length="0"/></item>
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